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Your cargo is as valuable to us as it is to you…                

CLASSA Logistics , insurance offers services according to the type of coverage you demand in all of your import, export and domestic cargo shipments.

All import and/or export companies know that unless the cargo is delivered to the consignee, the import or export transaction is not considered complete. The fact that there are many risks involving the cargo on the way results in the inclination to insure the cargo (for having insurance made), though it is not legally obligatory.

The first cargo policies made in 1300’s, about 700 years ago, is an indication of how risky an import or export process is.
The seller, purchaser, or anyone who has interests in the cargo may have this type of insurance.

CLASSA Logistics offers the policy holder several advantages not only to insure the cargo value, but also certain expenditures such as freight, insurance fees, estimated profit, etc.

 Scope of Coverage There are mainly three types of coverage commonly used for cargo insurances.

Comprehensive Coverage

Provided under Institute Cargo Clauses (A) 1.1.82, this coverage secures all risks except for the following exclusions:


Deliberate Action

Loss, damage or expense arising from the insured’s deliberate action

Ordinary Damages

Ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject matter insured

Insufficiency of packing or preparation

Loss, damage, or expense caused by insufficiency or unsuitability of packing or preparation of the subject matter insured

Inherent vice or nature

Loss, damage, or expense caused by inherent vice or nature of the subject matter insured


Loss, damage, or expense proximately caused by delay, even though the delay may be caused by a risk insured against

Insolvency or financial default

Loss, damage, or expense arising from insolvency or financial default of the owners, managers, charterers, or operators of the vessel

Deliberate damage

Deliberate damage to or deliberate destruction of the subject matter insured or any part thereof by wrongful act of any person or persons

Damages arising from any 
weapon of war

Loss, damage, or expense arising from hostile use of any weapon of war employing atomic or nuclear fission and/or fusion or other similar reaction or radioactive force of nature

War and strike

State of war or strike


 Narrow Coverage

This coverage given under Institute Cargo Clauses (C) 1.1.82 for sea transportation, Truck Clause for land transportation, and Railway Clause for railway transportation insures loss or damage to the cargo caused by vessel or vehicle being stranded, grounded, capsized, collided, crashed, overturned, or burnt

 Total Loss Clause

This coverage under Total Loss Clause insures loss or damage to the insured cargo caused as a result of the vehicle’s actual total loss excluding all the cost of recovering, reconditioning and forwarding the subject matter to the destination. 


There may also be some additional premiums within the scope of cargo insurances such as additional premium for perils of transshipment, storing cargo in warehouses, inland transport, vessel’s age, 24 hour failure of air conditioning and ventilation device, departure and arrival, exhibition, war and strike.

Please contact us for detailed explanation about such additional premiums and amounts thereof.

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